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Pioneering
Modern Card Issuance

Redefining the card issuance landscape,
ensuring swift and seamless transactions for all!

CARD91

How was CARD91 born

Our Story

CARD91 stands at the forefront of innovation in the Issuance Platform-as-a-Service domain. Our cutting-edge technology infrastructure provides the perfect platform for Banks, SMEs, Corporates, and Fintechs to thrive and excel.

At CARD91, we are dedicated to simplifying, scaling, and securing payment issuance and processing services with our products ranging from Credit, Debit, Prepaid, Forex cards and UPI.

Headquartered in Bangalore, with additional offices in Delhi, Mumbai, and Chennai, we are committed to driving innovation and transforming the future of payments.

Our Mission

Our mission at CARD91 is to simplify card issuance, empowering businesses with seamless access to financial solutions.

Our Vision

Our vision is to prepare India for the digital payment landscape of the future, leading the nation towards seamless and inclusive digital transactions.

Our Journey

  • 2024
    • Launched OUR own credit card management system: OPTIMUS
  • 2023
    • Mastercard certification
    • Hit 100K cards in our system with monthly transaction volumes of 300K
    • Launched our MCTC product
    • Got NPCI Preferred partner status, Powered Thomas Cook Rupay Travel Card
  • 2022
    • Raised $13 million in pre-Series A
    • VISA certified
  • 2021
    • launched our Issuer Payment Switch and PPI CMS
    • Yes Bank Integration
    • NPCI certification
  • 2020
    • Company got registered
    • Naming the company CARD91

Our Investors

Leadership

Meet The People Powering CARD91

Ajay Pandey, Co-Founder of CARD91, is a serial entrepreneur with 20+ years of experience in creating and scaling businesses from ground zero. At CARD91, he looks after the sales, partnership’s functions (client, network, banks, and other financial institutions), new product strategy, and client implementations.

Ajay Pandey

CEO & Co-Founder

Vineet Saxena, the Co-Founder of CARD91, is a first- generation entrepreneur. Over his 23-year career, Vineet has built and managed several businesses and functions. At CARD91, he oversees human resources (policies and recruitment), finance, marketing, branding, and external positioning along with overall administration.

Vineet Saxena

COO and Co-Founder

A.G.Ramakrishna, Chief Product Offer of CARD91, has over 24 years of experience in the Banking and Financial Services domain with Citi and Nium. At CARD91, he is responsible for driving the new product strategy and the company’s strategic relationship with various industry stakeholders.

A.G.Ramakrishna

Chief Product Officer

Amit Shah, is a seasoned finance professional with more than 24 years of experience across roles in Client Coverage, Business Development, Strategy, Product & Risk Management in Corporate & Investment Banking, and in Fintechs. Amit joined CARD91 in July 2021 and is responsible for developing and rolling out the go-to-market strategy for the company.

Amit Shah

Chief Business Officer

Navneet Kumar, has over 20 years of experience building technology products to solve business problems, particularly in the banking and financial services sector. At CARD91, he is responsible for all things technology.

Navneet Kumar

Chief Technology Officer

Puneet Mathur, Puneet Mathur has over 20 years of experience in enterprise architecture strategy, implementation, and system integrations. At CARD91, he is responsible for all the business/banking integrations and implementation efforts.

Puneet Mathur

VP-Client Solutioning

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Customer Stories