Credit Line on UPI: A New Opportunity for Issuer Banks
Home / Blogs Table of contents What is Credit Line on UPI? Key Features Benefits for Banks Challenges for Banks Strategic Importance for Issuer Banks Conclusion The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction of Credit Line on UPI brings an exciting opportunity for banks to offer credit directly […]
The Future of Credit Card Transactions in India: Embracing the Contactless Revolution
Home / Blogs Table of contents The Benefits of Contactless Payments The Future Outlook Conclusion As India advances in its digital transformation journey, the payments landscape is rapidly evolving. Over the past decade, driven by smartphones and government initiatives like Digital India, the financial ecosystem has seen significant shifts. One of the most notable changes […]
Revolutionising Credit Offerings Through Credit Line on UPI
Home / Blogs Table of contents Introduction For the banks.. Our Credit Line Management System What’s more Going live in 3 simple steps! Conclusion UPI has emerged as India’s preferred payment method, constituting >75%* of the nation’s digital payment by volume. So far, UPI transactions were supported by various funding accounts like savings accounts, overdraft […]
Design Thinking in Credit Card Stack Development: Creating User-Centric Experiences
Home / Blogs Table of contents Introduction 1. Empowering Credit Card Issuance 2. Modular Flexibility 3. Highly Configurable 4. Delivering a Fintech-Like User Experience 5. Rapid Implementation and Seamless Integration 6. Rule-Based Operations: Ensuring Compliance and Personalisation 7. Leveraging ML/AI for Real-Time Actions 8. Future Compatibility and Innovation Conclusion In today’s rapidly […]
CARD91 introduces Optimus – Credit Card Issuance: REDEFINED
Home / Blogs Table of contents Introduction Regulatory Compliance and Modernity Configurable Credit Programs Customised Rewards Digital-First Approach Conclusion In today’s ever-evolving financial landscape, optimising credit card management processes is imperative for sustained growth and regulatory compliance. That’s why I’m excited to introduce Optimus – an advanced credit card tech stack meticulously developed by CARD91. […]
Unlocking the Power of Reward Loyalty Programs in Credit Cards: Enhancing Value-added Services
Home / Blogs Table of contents Introduction Differential Rewards Points Closed Loop EMI Program Meta Data Engine Card Holder Defined Actions In Conclusion In today’s fast-paced world, credit cards have become an integral part of our financial landscape. They offer convenience, security, and flexibility, making transactions seamless both online and offline. However, credit cards […]
Centralised System of Records – A New Compliance Tool
Home / Blogs Table of contents Introduction Centralised Repository Prepaid Cards Payments Bank LRS Limit Maintenance Conclusion Today, banks issue various prepaid instruments like prepaid cards, digital wallets, gift cards, fastags, etc. that are mandated to comply with certain regulations, as prescribed by the regulator in its master directions. At the same time, regulated entities […]
