Credit Line on UPI: A New Opportunity for Issuer Banks
Home / Blogs Table of contents What is Credit Line on UPI? Key Features Benefits for Banks Challenges for Banks Strategic Importance for Issuer Banks Conclusion Subscribe to newsletter Subscribe to receive the latest blog posts to your inbox every week. By subscribing you agree to with our Privacy Policy. The Unified Payments Interface (UPI) […]
The Future of Credit Card Transactions in India: Embracing the Contactless Revolution
Home / Blogs Table of contents The Benefits of Contactless Payments The Future Outlook Conclusion Subscribe to newsletter Subscribe to receive the latest blog posts to your inbox every week. By subscribing you agree to with our Privacy Policy. As India advances in its digital transformation journey, the payments landscape is rapidly evolving. Over the […]
Revolutionising Credit Offerings Through Credit Line on UPI
UPI has emerged as India’s preferred payment method, constituting >75%* of the nation’s digital payment by volume. So far, UPI transactions were supported by various funding accounts like savings accounts, overdraft accounts, prepaid wallets, and Rupay Credit Cards. Now, a new addition has entered the UPI ecosystem. Effective April 6th, 2023, the RBI has […]
Design Thinking in Credit Card Stack Development: Creating User-Centric Experiences
In today’s rapidly evolving financial landscape, where customer expectations are continually shifting, developing credit card stacks requires a strategic approach that places users at the center. Design thinking emerges as a powerful methodology for crafting credit card solutions that not only meet but exceed user expectations. Let’s explore how design thinking principles can be applied […]
CARD91 introduces Optimus – Credit Card Issuance: REDEFINED
In today’s ever-evolving financial landscape, optimizing credit card management processes is imperative for sustained growth and regulatory compliance. That’s why I’m excited to introduce Optimus – an advanced credit card tech stack meticulously developed by CARD91. Optimus, derived from Latin meaning “The Best,” signifies a significant advancement in credit card life-cycle management, empowering financial institutions […]
Unlocking the Power of Reward Loyalty Programs in Credit Cards: Enhancing Value-added Services
In today’s fast-paced world, credit cards have become an integral part of our financial landscape, offering convenience, security, and flexibility for seamless transactions both online and offline. However, credit cards go beyond mere payments, providing a range of value-added services that enhance the overall user experience. One such service gaining prominence is the Reward Loyalty […]
Centralised System of Records – A New Compliance Tool
Today, banks issue various prepaid instruments like prepaid cards, digital wallets, gift cards, fastags, etc. that are mandated to comply with certain regulations, as prescribed by the regulator in its master directions. At the same time, regulated entities carry out remittances, issue forex, international debit and international credit cards governed by tax laws. Any issuer […]