Credit Line on UPI: A New Opportunity for Issuer Banks
Home / Blogs Table of contents What is Credit Line on UPI? Key Features Benefits for Banks Challenges for Banks Strategic Importance for Issuer Banks Conclusion Subscribe to newsletter Subscribe to receive the latest blog posts to your inbox every week. By subscribing you agree to with our Privacy Policy. The Unified Payments Interface (UPI) […]
The Future of Credit Card Transactions in India: Embracing the Contactless Revolution
Home / Blogs Table of contents The Benefits of Contactless Payments The Future Outlook Conclusion Subscribe to newsletter Subscribe to receive the latest blog posts to your inbox every week. By subscribing you agree to with our Privacy Policy. As India advances in its digital transformation journey, the payments landscape is rapidly evolving. Over the […]
Data Privacy in Fintech: Balancing Innovation with Consumer Protection in the Indian Market
Home / Blogs Table of contents The Significance of Data Privacy in Indian Fintech Challenges in Prioritising Data Privacy While Fostering Innovation Strategies for Prioritising Data Privacy at CARD91 The Role of Government and Regulatory Bodies Conclusion Subscribe to newsletter Subscribe to receive the latest blog posts to your inbox every week. By subscribing you […]
Revolutionising Credit Offerings Through Credit Line on UPI
UPI has emerged as India’s preferred payment method, constituting >75%* of the nation’s digital payment by volume. So far, UPI transactions were supported by various funding accounts like savings accounts, overdraft accounts, prepaid wallets, and Rupay Credit Cards. Now, a new addition has entered the UPI ecosystem. Effective April 6th, 2023, the RBI has […]
Design Thinking in Credit Card Stack Development: Creating User-Centric Experiences
In today’s rapidly evolving financial landscape, where customer expectations are continually shifting, developing credit card stacks requires a strategic approach that places users at the center. Design thinking emerges as a powerful methodology for crafting credit card solutions that not only meet but exceed user expectations. Let’s explore how design thinking principles can be applied […]
New to Credit – A millennial’s wishlist from Credit Cards
After reading Amit’s blogpost that projects a whopping doubling of the credit card customer base within the next 4 years, I could not help but wonder which is the major segment of India’s population that could qualify as “The Aspirational Indians”. It didn’t take me a lot of effort. With the cues that the economic […]
The Evolution of Prepaid Cards: Empowering Financial Inclusion and Digital Transactions in India and Beyond
Introduction: Prepaid cards have experienced a remarkable transformation over the past few decades, emerging as a powerful tool in the financial landscape. Originally introduced as a convenient means for gifting and travel, these cards have evolved with advancements in technology to meet the changing consumer needs. Prepaid Cards in India: In India, prepaid cards have […]
Payroll Cards – Payouts made simpler and seamless
Picture this scenario – a collections agency appointed by a lender has hired 1000+ feet-on-street (FOS) workforce to facilitate collections from delinquent customers. The dilemma in front of the agency is that almost 60% of these FOS contract workers don’t have a formal savings bank account. How do you manage to pay their salaries? In […]
