Effortlessly create, launch and manage credit products
Key Features
Customized Card Programs
Enables issuers to design credit card programs, tailoring features to suit the needs of diverse target segments.
Drive Higher Usage Through Differential APR
Assign differential Interest Rates by spend category like Pharmacy, School Fee, Grocery to increase usage.
Ensure Regulatory Compliance
Our platform ensures robust adherence to regulatory standards, empowering a trustworthy Credit Card Management System.
Manage Custom Flows
Issuers can effortlessly design workflows from Role Based Access Controls, Approval Queues to align with their operations
Drive Loyalty Through Rewards
Foster stronger connections and drive loyalty by offering customized rewards.
Design Event-based Card Lifecycle Journey
Our event-based architecture gives you the flexibility to design the workflow of your credit card lifecycle in an intuitive fashion that your product managers are going to love.
Featuring our comprehensive credit card management modules that enable enhanced control and convenience:
Card Program Set-up
Card Management Controls
BIN Management
Rule-based Configurations
Rewards Management
Transaction Processing
ACS for 3DS
Corporate Card Management
Recon & Settlement
Co-branding Partner Management
Portfolio Actions
Risk Management
Fast-track the rollout of your credit card issuance,
from idea to market with CARD91
Modular
Secure
Scalable
Our Offerings
Secured
- A credit builder product to help new-to-card customers built credit responsibly.
- Easily integrates with your Collateral Management service
- Graduate customers from secured to unsecured based on usage and repayment behavior
Unsecured
- Underwrite customers based on their risk-profile derived from bureau data
- Manage end-to-end journey from onboarding, underwriting, issuance, card management to delinquency & collection services
Easily Integrate
Collection Service
Card Issuance
End-to-end Journey
Secured to unsecured
Control Spending
Rewards
Cash Flow
Scan & pay
Expense Management
Commercial
- Controlled employee spending, improved cash flow and efficient expense management
- Issue Virtual Cards instantly to members of your business team ensuring safety and security
Credit Card on UPI
- Empower your customer to just scan and pay merchants
- Offer the benefit of unmatched merchant acceptance with the power of UPI