Transforming Payments Infrastructure

Simplify and modernise your payments infrastructure with seamless, secure, regulated and scalable solutions, so that you can focus on growth while we handle the complexities of the payments ecosystem.

Transforming Payments Infrastructure

Simplify and modernise your payments infrastructure with seamless, secure, regulated and scalable solutions, so that you can focus on growth while we handle the complexities of the payments ecosystem.

Our Products

Tailored Payment Products for Every Business Need

Trusted & Partnered With

Why Choose Us?

Solutions Tailored For Your Growth

Scalable & Modular

CARD91’s platform is modular and infinitely scalable, allowing you to choose only the features you need while effortlessly supporting your business growth goals.

Customisable Solutions

Build products tailored to your customer’s unique requirements with our versatile APIs and integrations.

Faster Go-To-Market

Accelerate your go-to-market strategy with plug-and-play solutions, no matter your industry.

Subject Matter Expertise

Trusted by leading financial institutions for reliable, innovative, and scalable payment solutions.

What We Offer?

How CARD91 Drives You to Success

Compliance at its Core

Fully compliant with regulatory frameworks, ensuring your payments ecosystem is always secure and audit-ready.

End-to-End Lifecycle Management

From onboarding to settlement, we simplify the entire payments process with unmatched efficiency.

Diverse Product Portfolio

Supports credit cards, PPIs, credit line on UPI, forex, NCMC, and more to meet diverse business needs.

Future-Ready Technology

Built for scalability and adaptability, enabling you to stay ahead in a rapidly evolving payments landscape.

Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.    Empowering Your Business.    Innovating Payments.    Transforming The Future.   

Testimonials

Trusted by Businesses Worldwide, Hear What Our Clients Have To Say

Resources

Our Latest Partnerships & Announcements

Latest Press Release

Blog Posts

In today's world, increasing online frauds and cyberattacks are causing security and trust issues among the general public in the adoption of digital payments, and these data security issues have become a major concern for online service providers.

FAQs

What is CARD91, and how does it support banks and regulated entities?

CARD91 is an Issuance Platform-as-a-Service (PaaS) provider that enables banks, NBFCs, and other regulated entities to issue and manage various payment instruments, including prepaid, debit, credit, and forex cards. The platform offers modular, API-driven infrastructure that allows for quick issuance of payment instruments and full lifecycle management, lightning fast transaction processing, and seamless integration with existing systems.

CARD91 supports a diverse range of payment products, including:

  • Prepaid cards
  • Forex cards
  • Credit cards (via the Optimus Credit Card Management System)
  • Credit line on UPI (via Nimbus)
  • UPI (Powered by Blitz)
  • National Common Mobility Cards (NCMC)

The products are configurable, modular and regulatory compliant.

CARD91’s platform solutions are built in adherence to key regulatory frameworks, including the RBI’s Master Directions on Prepaid Payment Instruments (PPIs), Credit Cards, Digital Payment Security Controls, Digital Lending Guidelines, IT Governance & Risk Management, and Online Dispute Resolution (ODR) for digital payments. The platform also complies with NPCI’s operating circulars, ensuring all product deployments remain audit-ready and regulator-aligned.

Yes. CARD91 provides a fully configurable, API-first architecture that allows seamless integration with your existing core banking systems. CARD91 offers a fully functional, in-house Card Management System that enables banks and regulated entities to manage the full lifecycle of prepaid, credit, forex, and closed-loop cards—without relying on third-party processors.

Our products and platforms are certified as per the latest security standards and protocols including but not limited to PCI DSS v4.0, PCI SSS v1.2, ISO 27001:2022, Vulnerability Assessment and Penetration Testing (VAPT), Source Code Review (SCR), SAR Data Localisation.

CARD91’s infrastructure allows for rapid product deployment by:

  • Providing pre-built modules and templates
  • Offering API-driven integration for quick setup
  • Ensuring regulatory compliance out-of-the-box

CARD91 provides comprehensive support, including:

  • Dedicated account management
  • Technical integration assistance
  • Regulatory compliance guidance
  • Ongoing operational support