Will the internet-free digital payments UPI Lite take off in India?
Home / Blogs Table of contents What is UPI Lite? How Does UPI Lite Work? The Impact on India’s Digital Payment Ecosystem Conclusion: Enabling the Future of Offline Digital Payments with CARD91 What is UPI Lite? With the rise of financial inclusion and digital transformation, the National Payments Corporation of India (NPCI) is now introducing […]
Embedded Credit – A great lever for B2B e-commerce platforms
Home / Blogs Table of contents So how do B2B e-commerce platforms facilitate embedded credit? Advantages for all the parties involved Why Embedded Finance? Conclusion Merchants & retailers rely on credit to run and grow their businesses and expand their customer base. Easy access to credit, facilitated by embedded finance, enables merchants to purchase […]
PCI DSS: The standard for card security
Home / Blogs Table of contents What is PCI DSS? Who Must Comply with PCI DSS? 12 Standards of PCI DSS Levels of PCI DSS Benefits of PCI DSS Compliance Final Thoughts In October 2021, for the first time ever, credit card transactions crossed ₹1 Lakh Crore, while debit card transactions exceeded ₹7.5 Lakh Crore. […]
Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem
Home / Blogs Table of contents What is BaaS? How Does BaaS Work? How BaaS Differs from Traditional Banking The Future of BaaS Conclusion: Powering the Future with CARD91 In recent years, various sectors such as travel, retail, and SaaS have been steadily expanding into the financial services space. This convergence has sparked a transformation […]
Account Aggregators – Digitizing Transactions
Home / Blogs Table of contents What is Credit Line on UPI? How is Account Aggregator Different from Traditional Models? How to Get Started with an Account Aggregator Is AA a Secure System? Are There Any Charges for Using AA Services? Key Benefits of Account Aggregators The Road Ahead: Why AAs Matter How CARD91 Supports […]
THE ALCHEMY OF PAYMENTS BY-PRODUCTS- DATA MONETISATION
Home / Blogs Table of contents Real-World Examples of Data Monetization Why Payment Data is the Next Frontier How to Monetize Payment Data Transactions: A Goldmine of Behavioral Insights What Does a Successful Data Monetization Model Look Like? CARD91: Empowering Payment Providers with Smart Data Infrastructure Data monetization refers to the process of converting data […]
Embedded Finance: Changing the landscape of Financial Industry
Home / Blogs Table of contents The Rise of Embedded Finance What is Embedded Finance? Why Embedded Finance Matters for Businesses Key Use Cases of Embedded Finance Who Powers the Embedded Finance Ecosystem? The Role of UPI and BaaS in India’s Embedded Finance GrowthConclusion Final Thoughts In today’s tech-driven world, customers expect timely, effortless, and […]
Digital Currency: The future of the Global Payment System
Home / Blogs Table of contents What is Digital Currency? Historical Parallels: Lessons from Financial Digitisation The Rise of Cryptocurrency and the CBDC Exploration Digital Currency vs. Virtual Currency vs. Cryptocurrency Understanding CBDC: Central Bank Digital Currency Key Benefits of Digital Currency Challenges and Limitations of Digital Currency India’s Opportunity in the Digital Currency Race […]
What’s the Next Step in the Payment Industry for addressing Security Concerns?
Card industry has seen steady growth in the last two decades from EMV chip card (use a smart microchip to store data instead of mag stripe) payments to contactless payments, but security remains a big challenge for the industry. These concerns have led to innovations towards more reliable and secure technologies such as biometric card […]
Aadhaar Pay – Digitisation of Payments in India
Home / Blogs Table of contents What is Aadhaar Pay? How Does Aadhaar Pay Work? Why Aadhaar Pay Matters Addressing Challenges The Road Ahead How CARD91 Supports Aadhaar Pay Enablement In today’s rapidly digitising economy, the Government of India (GoI) has taken significant strides to promote a cashless and inclusive financial ecosystem. One such initiative […]
