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In today’s rapidly evolving enterprise and institutional ecosystem, organizations across India and global markets are focusing on efficiency, security, and superior employee experience. From corporates to universities and government agencies, the need for unified, tech-enabled systems is growing.
CARD91’s Unified 3-in-1 Smart Wallet bridges this gap — integrating employee ID, access control, and prepaid wallet functionalities into one powerful, secure solution built on CARD91’s prepaid infrastructure.
Whether it’s tapping into office gates, paying at cafeterias, or commuting via NCMC-enabled transport, this Unified Smart Wallet delivers a seamless and compliant digital experience.
CARD91’s Unified Smart Wallet is a multi-functional prepaid card that integrates:
This innovation eliminates the need for multiple systems — simplifying workforce and campus management for corporates, universities, government offices, and event organizers.
A single multi-purpose card consolidates ID, access, and corporate prepaid card functions — reducing dependency on multiple vendors and physical assets.
Completely aligned with India’s National Common Mobility Card (NCMC) standards, enabling cashless travel and purchases across metros, buses, tolls, and retail stores.
Ensures top-tier protection through:
CARD91’s Admin Dashboard empowers organizations to:
Employees and students get an intuitive mobile app or SDK, enabling them to:
Receive real-time spend alerts
One Unified Smart Wallet streamlines employee ID management, access control, and corporate disbursements — all configurable through a centralized admin system.
Compliant with RBI and NPCI guidelines, with audit trails, spend controls, and approval workflows ensuring governance and transparency.
One card replaces three — cutting plastic waste, vendor complexity, and distribution overhead.
From clocking in at work to paying for meals or commuting, employees can use one Unified Smart Wallet for all interactions.
Built for encrypted and tokenized transactions, both online and offline, ensuring privacy and protection.
Employees can manage limits, view transactions, and control access directly through a mobile-first interface, without admin dependencies.
The CARD91 Prepaid (PPI) Platform powers the Unified Smart Wallet, offering:
This ensures speed, scalability, and reliability for enterprises managing thousands of users.
CARD91’s Unified 3-in-1 Smart Wallet isn’t just a payment card — it’s a digital workforce transformation tool. It modernizes how employees identify, access, and transact, while organizations gain efficiency, compliance, and insight through a unified ecosystem.
Built for the future of work, CARD91 empowers corporates, universities, and government agencies to simplify operations, enhance employee experience, and drive digital inclusion at scale.
Ready to unify your workforce experience? Book a Demo and explore how CARD91’s Unified Smart Wallet can transform your organization.
To know more about our offerings connect with our experts
Sales: sales@card91.io
HR: careers@card91.io
Media: comms@card91.io
Support: support@card91.io
