Unveiling the Potential of Credit Cards on UPI: Redefining Convenience and Reach
Home / Blogs Table of contents Introduction How Credit Cards and UPI Work Together The Impact: Making Payments Accessible to All How Credit Cards on UPI are Changing the Game Focus on User Experience Conclusion In the fast-changing world of digital payments, a novel payment method – Credit Card on UPI (Unified Payments […]
Secured Credit Cards – A Credit Score Builder Product
Home / Blogs Table of contents Introduction Growth of Credit Cards Strategies issuers use Conclusion Over the past few years, India’s credit card sector has experienced remarkable growth, boasting nearly 98 million active cards and transaction volume reaching 323 Million in December 2023. Projections suggest that this figure could grow to 190 million cards by […]
The role of API-led technology in modernizing the BFSI industry
Home / Blogs Table of contents How Fintech Differs from Traditional Banking Tech The Rise of API-Led Innovation in Financial Services India Stack and Regulatory Support: Fintech’s Growth Catalysts Post-Pandemic: Digital First, Customer-Centric Strategies The Power of APIs: Future-Proofing BFSI CARD91: Empowering the Next-Gen BFSI Ecosystem Technology has been at the heart of financial services […]
Payroll Cards – Payouts made simpler and seamless
Home / Blogs Table of contents The Pros and Cons of Payroll cards Benefits of Payroll cards Challenges of Payroll cards Conclusion Picture this scenario – a collections agency appointed by a lender has hired 1000+ feet-on-street (FOS) workforce to facilitate collections from delinquent customers. The dilemma in front of the agency is that almost […]
Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem
Home / Blogs Table of contents What is BaaS? How Does BaaS Work? How BaaS Differs from Traditional Banking The Future of BaaS Conclusion: Powering the Future with CARD91 In recent years, various sectors such as travel, retail, and SaaS have been steadily expanding into the financial services space. This convergence has sparked a transformation […]
What are the new RBI norms with regard to recurring card payments? – All you need to know
Home / Blogs Table of contents What are these new RBI norms? New rules for Automatic Payments – A Snapshot What will be its impact on payments? Way forward Have you recently started receiving mails/SMS from various banks and service providers asking to re-register your e-mandates for automated payments such as OTT, newspaper subscriptions, etc?. […]
Introduction of Blockchain in Fintech
Home / Blogs Table of contents What is Blockchain? Key Features of Blockchain in Fintech How Blockchain Works Fintech x Blockchain: Building the FinBlock Ecosystem Use Cases of Blockchain in Fintech The Road Ahead: Blockchain in Finance Conclusion: CARD91’s Blockchain-Ready Infrastructure Fintech has long been at the forefront of innovation in the startup ecosystem, acting […]
OPEN BANKING- Is India ready to enter banking 2.0?
Home / Blogs Table of contents What is open banking? Open Banking and its status in India Open banking adoption accelerates or not? How secure or safe is my data? What is open banking? Open banking is nothing but a payment system that works on an application programming interface (API). Let’s understand it better with […]
NFC: What is it?
Home / Blogs Table of contents What is NFC? How Does NFC Work? The Rise of NFC-Enabled Smartphones in India Are NFC Payments Secure? Contactless Payments and India’s Cashless Journey Challenges and the Road Ahead Conclusion: Empowering NFC Innovation with CARD91 Have you ever wondered what really happens when you use the “Tap & Pay” […]
Fintech APIs are changing the landscape of financial services
Home / Blogs Table of contents Introduction What is an API and how does it work Digitalisation Benefits of Fintech APIs Strategic Importance for Issuer Banks Conclusion Over the past decade, technology has shown tremendous impact in many industries. With the change of customer behaviour and the emergence of regulatory compliances, the landscape of the […]
