From Bureau Dependence to Behavioural Intelligence: Modernising Credit Underwriting with UPI Data

Home / Blogs Table of contents What is Credit Line on UPI? Key Features Benefits for Banks Challenges for Banks Strategic Importance for Issuer Banks Conclusion How India’s lenders are transforming credit decisions through real-time behavioural scoring. The Old World of Credit Decisions For decades, lending in India has revolved around a single question — […]