Payments in Metaverse
Home / Blogs Table of contents What is Metaverse? Why is Metaverse important? How does it affect us? So what about payments in Metaverse? What is Metaverse? Metaverse is a parallel online world enabling users to create their own virtual worlds, early onset of Metaverse came in 2003 with Second Life. Second Life was and […]
CBDC: Analyzing the nascent experience in China, Nigeria, and Sweden
Home / Blogs Table of contents China’s e-CNY (under pilot): Nigeria’s eNaira (launched): Sweden’s eKrona (under pilot): References: The Reserve Bank of India (RBI) will debut the Digital Rupee in the Financial Year 2022-23, according to the Hon’ble Finance Minister of India’s Union Budget Speech on February 1, 2022. Meanwhile, China’s e-Yuan, currently in pilot mode, had […]
Union Budget 2022 laid the foundation and gave a blueprint of the economy for the next 25 years – from India at 75 to India at 100, with the focus on fast-tracking the economy, providing opportunities to businesses, and creating six million new jobs. Among the range of significant announcements, the reforms on Digital […]
Will the internet-free digital payments UPI Lite take off in India?
Home / Blogs Table of contents What is UPI Lite? How Does UPI Lite Work? The Impact on India’s Digital Payment Ecosystem Conclusion: Enabling the Future of Offline Digital Payments with CARD91 What is UPI Lite? With the rise of financial inclusion and digital transformation, the National Payments Corporation of India (NPCI) is now introducing […]
Embedded Credit – A great lever for B2B e-commerce platforms
Home / Blogs Table of contents So how do B2B e-commerce platforms facilitate embedded credit? Advantages for all the parties involved Why Embedded Finance? Conclusion Merchants & retailers rely on credit to run and grow their businesses and expand their customer base. Easy access to credit, facilitated by embedded finance, enables merchants to purchase […]
PCI DSS: The standard for card security
Home / Blogs Table of contents What is PCI DSS? Who Must Comply with PCI DSS? 12 Standards of PCI DSS Levels of PCI DSS Benefits of PCI DSS Compliance Final Thoughts In October 2021, for the first time ever, credit card transactions crossed ₹1 Lakh Crore, while debit card transactions exceeded ₹7.5 Lakh Crore. […]
3-D Secure 2.0 – Making transactions Simpler and Safer
Home / Blogs Table of contents What is 3-D Secure? How Does It Work? 3-D Secure 1.0 vs 2.0 Benefits of 3-D Secure 2.0 Conclusion In today’s digital-first world, fraud prevention is a critical pillar of secure online payments. Whether it’s an unauthorized charge or a phishing scam, most of us have either experienced or […]
Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem
Home / Blogs Table of contents What is BaaS? How Does BaaS Work? How BaaS Differs from Traditional Banking The Future of BaaS Conclusion: Powering the Future with CARD91 In recent years, various sectors such as travel, retail, and SaaS have been steadily expanding into the financial services space. This convergence has sparked a transformation […]
Account Aggregators – Digitizing Transactions
Home / Blogs Table of contents What is Credit Line on UPI? How is Account Aggregator Different from Traditional Models? How to Get Started with an Account Aggregator Is AA a Secure System? Are There Any Charges for Using AA Services? Key Benefits of Account Aggregators The Road Ahead: Why AAs Matter How CARD91 Supports […]
What are the new RBI norms with regard to recurring card payments? – All you need to know
Home / Blogs Table of contents What are these new RBI norms? New rules for Automatic Payments – A Snapshot What will be its impact on payments? Way forward Have you recently started receiving mails/SMS from various banks and service providers asking to re-register your e-mandates for automated payments such as OTT, newspaper subscriptions, etc?. […]
