Prepaid Payment Instruments (PPIs): Meaning, Types, Benefits & RBI Guidelines
Home / Blogs Table of contents What is a Prepaid Payment Instrument (PPI)? Types of Prepaid Payment Instruments (PPIs) Benefits of PPIs for Businesses RBI Guidelines & Reforms on PPIs Who Can Issue PPIs? RBI Classification of PPIs Why Businesses Should Adopt PPIs Now FAQs on Prepaid Payment Instruments (PPIs) Conclusion: CARD91 Prepaid (PPI) – […]
Everything You Need to Know About Your Card and Its Processing
Home / Blogs Table of contents Actors Involved in Card Processing What does card processing look like in motion? First, let’s take a look at the authorization process. Now let’s take a look at the settlement and funding It isn’t necessary to have intimate knowledge of the backend working of the back card system in […]
Introduction of Blockchain in Fintech
Home / Blogs Table of contents What is Blockchain? Key Features of Blockchain in Fintech How Blockchain Works Fintech x Blockchain: Building the FinBlock Ecosystem Use Cases of Blockchain in Fintech The Road Ahead: Blockchain in Finance Conclusion: CARD91’s Blockchain-Ready Infrastructure Fintech has long been at the forefront of innovation in the startup ecosystem, acting […]
THE ALCHEMY OF PAYMENTS BY-PRODUCTS- DATA MONETISATION
Home / Blogs Table of contents Real-World Examples of Data Monetization Why Payment Data is the Next Frontier How to Monetize Payment Data Transactions: A Goldmine of Behavioral Insights What Does a Successful Data Monetization Model Look Like? CARD91: Empowering Payment Providers with Smart Data Infrastructure Data monetization refers to the process of converting data […]
OPEN BANKING- Is India ready to enter banking 2.0?
Home / Blogs Table of contents What is open banking? Open Banking and its status in India Open banking adoption accelerates or not? How secure or safe is my data? What is open banking? Open banking is nothing but a payment system that works on an application programming interface (API). Let’s understand it better with […]
NFC: What is it?
Home / Blogs Table of contents What is NFC? How Does NFC Work? The Rise of NFC-Enabled Smartphones in India Are NFC Payments Secure? Contactless Payments and India’s Cashless Journey Challenges and the Road Ahead Conclusion: Empowering NFC Innovation with CARD91 Have you ever wondered what really happens when you use the “Tap & Pay” […]
Embedded Finance: Changing the landscape of Financial Industry
Home / Blogs Table of contents The Rise of Embedded Finance What is Embedded Finance? Why Embedded Finance Matters for Businesses Key Use Cases of Embedded Finance Who Powers the Embedded Finance Ecosystem? The Role of UPI and BaaS in India’s Embedded Finance GrowthConclusion Final Thoughts In today’s tech-driven world, customers expect timely, effortless, and […]
SWIFT gpi- Future of Cross Border payments
Home / Blogs Table of contents SWIFT gpi at a Glance How does it work? Benefits to corporates Benefits to Financial Institution Roadmap for Implementation Cross-border payments have traditionally remained a mystery for most users except the participating banks. These payments go through a series of banks before getting credited to the recipient’s account. SWIFT […]
Digital Currency: The future of the Global Payment System
Home / Blogs Table of contents What is Digital Currency? Historical Parallels: Lessons from Financial Digitisation The Rise of Cryptocurrency and the CBDC Exploration Digital Currency vs. Virtual Currency vs. Cryptocurrency Understanding CBDC: Central Bank Digital Currency Key Benefits of Digital Currency Challenges and Limitations of Digital Currency India’s Opportunity in the Digital Currency Race […]
What’s the Next Step in the Payment Industry for addressing Security Concerns?
Card industry has seen steady growth in the last two decades from EMV chip card (use a smart microchip to store data instead of mag stripe) payments to contactless payments, but security remains a big challenge for the industry. These concerns have led to innovations towards more reliable and secure technologies such as biometric card […]
