Why Banks Need a Credit Line Management System for Credit Line on UPI
Home / Blogs Table of contents Introduction: CLOU Cannot Be Managed Like Cards or Loans What Is a Credit Line Management System (CLMS)? Why Core Loan Systems Are Not Enough for CLOU Why Card Systems Also Fall Short Key Capabilities Banks Need in a CLMS for CLOU Operational Risks of Launching CLOU Without a CLMS […]
How Banks Implement Credit Line on UPI: A Practical Issuer Guide
Home / Blogs Table of contents Introduction Step 1: Credit Policy Approval and Pre-Sanctioning Step 2: Credit Scheme Configuration in CLMS Step 3: UPI Switch & CLMS Integration Step 4: Discovery and Customer Consent Step 5: Transaction Controls and Spend Enablement Step 6: Repayment, Autopay, and Collections Step 7: Pilot, Monitor, and Scale Conclusion FAQ […]
Will the internet-free digital payments UPI Lite take off in India?
Home / Blogs Table of contents What is UPI Lite? How Does UPI Lite Work? The Impact on India’s Digital Payment Ecosystem Conclusion: Enabling the Future of Offline Digital Payments with CARD91 What is UPI Lite? With the rise of financial inclusion and digital transformation, the National Payments Corporation of India (NPCI) is now introducing […]
NFC: What is it?
Home / Blogs Table of contents What is NFC? How Does NFC Work? The Rise of NFC-Enabled Smartphones in India Are NFC Payments Secure? Contactless Payments and India’s Cashless Journey Challenges and the Road Ahead Conclusion: Empowering NFC Innovation with CARD91 Have you ever wondered what really happens when you use the “Tap & Pay” […]
Aadhaar Pay – Digitisation of Payments in India
Home / Blogs Table of contents What is Aadhaar Pay? How Does Aadhaar Pay Work? Why Aadhaar Pay Matters Addressing Challenges The Road Ahead How CARD91 Supports Aadhaar Pay Enablement In today’s rapidly digitising economy, the Government of India (GoI) has taken significant strides to promote a cashless and inclusive financial ecosystem. One such initiative […]
