Digital Payments: Revolutionising India’s Financial Landscape
Home / Blogs Table of contents UPI: The Backbone of India’s Digital Payments IMPS and NEFT: Real-Time and Reliable Fund Transfers Prepaid Cards, Wallets & Contactless Payments on the Rise Government-Led Innovations: e-RUPI & CBDC AEPS: Biometric-Driven Financial Inclusion AI and ML Enhancing Security and Customer Experience Open Banking & API Integration: The Future of […]
The role of API-led technology in modernizing the BFSI industry
Home / Blogs Table of contents How Fintech Differs from Traditional Banking Tech The Rise of API-Led Innovation in Financial Services India Stack and Regulatory Support: Fintech’s Growth Catalysts Post-Pandemic: Digital First, Customer-Centric Strategies The Power of APIs: Future-Proofing BFSI CARD91: Empowering the Next-Gen BFSI Ecosystem Technology has been at the heart of financial services […]
Payroll Cards – Payouts made simpler and seamless
Home / Blogs Table of contents The Pros and Cons of Payroll cards Benefits of Payroll cards Challenges of Payroll cards Conclusion Picture this scenario – a collections agency appointed by a lender has hired 1000+ feet-on-street (FOS) workforce to facilitate collections from delinquent customers. The dilemma in front of the agency is that almost […]
Infrastructure Platform-as-a-Service – Opening newer avenues for innovation in payments for the Banks
Home / Blogs Table of contents What is iPaaS and Why It Matters How iPaaS Accelerates Digital Growth for Banks CARD91: Powering the iPaaS Backbone for Banks The Road Ahead is Digital India is rapidly emerging as one of the world’s largest fintech markets. With a market size of $31 billion in 2021, it is […]
CBDC: Analyzing the nascent experience in China, Nigeria, and Sweden
Home / Blogs Table of contents China’s e-CNY (under pilot): Nigeria’s eNaira (launched): Sweden’s eKrona (under pilot): References: The Reserve Bank of India (RBI) will debut the Digital Rupee in the Financial Year 2022-23, according to the Hon’ble Finance Minister of India’s Union Budget Speech on February 1, 2022. Meanwhile, China’s e-Yuan, currently in pilot mode, had […]
Union Budget 2022 laid the foundation and gave a blueprint of the economy for the next 25 years – from India at 75 to India at 100, with the focus on fast-tracking the economy, providing opportunities to businesses, and creating six million new jobs. Among the range of significant announcements, the reforms on Digital […]
Will the internet-free digital payments UPI Lite take off in India?
Home / Blogs Table of contents What is UPI Lite? How Does UPI Lite Work? The Impact on India’s Digital Payment Ecosystem Conclusion: Enabling the Future of Offline Digital Payments with CARD91 What is UPI Lite? With the rise of financial inclusion and digital transformation, the National Payments Corporation of India (NPCI) is now introducing […]
Embedded Credit – A great lever for B2B e-commerce platforms
Home / Blogs Table of contents So how do B2B e-commerce platforms facilitate embedded credit? Advantages for all the parties involved Why Embedded Finance? Conclusion Merchants & retailers rely on credit to run and grow their businesses and expand their customer base. Easy access to credit, facilitated by embedded finance, enables merchants to purchase […]
PCI DSS: The standard for card security
Home / Blogs Table of contents What is PCI DSS? Who Must Comply with PCI DSS? 12 Standards of PCI DSS Levels of PCI DSS Benefits of PCI DSS Compliance Final Thoughts In October 2021, for the first time ever, credit card transactions crossed ₹1 Lakh Crore, while debit card transactions exceeded ₹7.5 Lakh Crore. […]
Banking as a Service (BaaS) – Entering into a New Era of Financial Ecosystem
Home / Blogs Table of contents What is BaaS? How Does BaaS Work? How BaaS Differs from Traditional Banking The Future of BaaS Conclusion: Powering the Future with CARD91 In recent years, various sectors such as travel, retail, and SaaS have been steadily expanding into the financial services space. This convergence has sparked a transformation […]
