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Powering Conversations on the Future of Payments

Insights, trends, and innovations shaping the world of digital payments.

3 minutes read

New-to-Credit? No Problem: How Banks Can Unlock Growth with UPI Behavioural Data

Banks can use UPI behavioural data to underwrite new-to-credit customers, enabling faster, inclusive, and AI-powered lending decisions.

4 minutes read

How UPI-Based Credit Scoring is Redefining Lending for Banks

The blog shows how CARD91’s AI-led UPI credit scoring enables real-time, inclusive lending—reducing NPAs and unlocking new-to-credit segments.

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