Enhancing Security and Transparency: A Comprehensive Guide to Issuer-Led Tokenisation
Home / Blogs Table of contents Introduction Understanding Issuer-Led Tokenisation Process of Issuer-Led Tokenisation Significance of Issuer-Led Tokenisation Issuer-led Vs Acquirer-led tokenisation Conclusion In today’s digital era, the security of financial transactions is of utmost importance. With the rising prevalence of cyber threats and data breaches, it’s crucial for financial institutions to adopt robust […]
CARD91 introduces Optimus – Credit Card Issuance: REDEFINED
Home / Blogs Table of contents Introduction Regulatory Compliance and Modernity Configurable Credit Programs Customised Rewards Digital-First Approach Conclusion In today’s ever-evolving financial landscape, optimising credit card management processes is imperative for sustained growth and regulatory compliance. That’s why I’m excited to introduce Optimus – an advanced credit card tech stack meticulously developed by CARD91. […]
Unlocking the Power of Reward Loyalty Programs in Credit Cards: Enhancing Value-added Services
Home / Blogs Table of contents Introduction Differential Rewards Points Closed Loop EMI Program Meta Data Engine Card Holder Defined Actions In Conclusion In today’s fast-paced world, credit cards have become an integral part of our financial landscape. They offer convenience, security, and flexibility, making transactions seamless both online and offline. However, credit cards […]
New to Credit – A millennial’s wishlist from Credit Cards
Home / Blogs Table of contents Introduction Instant Card Issuance Credit Card on UPI Reward Programs for Online Shopping Low Forex Markup for International Travel Travel Rewards for International or Domestic Trips Local Lifestyle Perks Financial Management Tools Customised Offers Gamified Rewards Language and Regional Support Student-focused Features Flexible Credit Limits Green Initiatives Collaborations […]
Unveiling the Potential of Credit Cards on UPI: Redefining Convenience and Reach
Home / Blogs Table of contents Introduction How Credit Cards and UPI Work Together The Impact: Making Payments Accessible to All How Credit Cards on UPI are Changing the Game Focus on User Experience Conclusion In the fast-changing world of digital payments, a novel payment method – Credit Card on UPI (Unified Payments […]
Secured Credit Cards – A Credit Score Builder Product
Home / Blogs Table of contents Introduction Growth of Credit Cards Strategies issuers use Conclusion Over the past few years, India’s credit card sector has experienced remarkable growth, boasting nearly 98 million active cards and transaction volume reaching 323 Million in December 2023. Projections suggest that this figure could grow to 190 million cards by […]
Centralised System of Records – A New Compliance Tool
Home / Blogs Table of contents Introduction Centralised Repository Prepaid Cards Payments Bank LRS Limit Maintenance Conclusion Today, banks issue various prepaid instruments like prepaid cards, digital wallets, gift cards, fastags, etc. that are mandated to comply with certain regulations, as prescribed by the regulator in its master directions. At the same time, regulated entities […]
The Rising Trend of Cashless Payments
Home / Blogs Table of contents Introduction Key Benefits Conclusion In recent years, the world has witnessed a remarkable surge in the adoption of cashless payment methods. Cashless payment refers to any transaction that does not involve physical cash and utilises electronic methods to transfer funds. This can include various forms such as credit or […]
The Evolution of Prepaid Cards: Empowering Financial Inclusion and Digital Transactions in India and Beyond
Home / Blogs Table of contents Introduction Prepaid Cards in India Prepaid Cards on the Global Stage Expanding Functionality and Rewards Conclusion Prepaid cards have experienced a remarkable transformation over the past few decades, emerging as a powerful tool in the financial landscape. Originally introduced as a convenient means for gifting and travel, these cards […]
The Dynamics of Interchange Fees and their Impact on Businesses
Home / Blogs Table of contents Introduction What are Interchange fees How do Interchange fees work How does it work in India Interchange fees are a critical aspect of card processing and have a significant impact on the business’s bottom line. However, it is an important component of the revenue of the payments industry, affecting […]
