Blog

Powering Conversations on the Future of Payments

Insights, trends, and innovations shaping the world of digital payments.

5 minutes read

Credit Line on UPI: A New Opportunity for Issuer Banks

The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction

3 minutes read

The Future of Credit Card Transactions in India: Embracing the Contactless Revolution

As India advances in its digital transformation journey, the payments landscape is rapidly evolving

5 minutes read

Credit Line on UPI: A New Opportunity for Issuer Banks

The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction

3 minutes read

The Future of Credit Card Transactions in India: Embracing the Contactless Revolution

As India advances in its digital transformation journey, the payments landscape is rapidly evolving

4 minutes read

Data Privacy in Fintech: Balancing Innovation with Consumer Protection in the Indian Market

In a world that has moved to the internet and the mobile, data privacy is paramount. This is more evident

5 minutes read

Revolutionising Credit Offerings Through Credit Line on UPI

UPI has emerged as India’s preferred payment method, constituting >75%* of the nation's digital payment by volume.

8 minutes read

Design Thinking in Credit Card Stack Development: Creating User-Centric Experiences

In today's rapidly evolving financial landscape, where customer expectations are continually shifting, developing credit card stacks requires a strategic approach that places users at the center.

7 minutes read

Revolutionising Transit within India: Pure NCMC Cards for Effortless Mobility

In India, where millions rely on public transportation for their daily commute, the introduction of the Pure National Common Mobility Card (NCMC) is a game-changer.

5 minutes read

Enhancing Security and Transparency: A Comprehensive Guide to Issuer-Led Tokenisation

In today's digital era, the security of financial transactions is of utmost importance. With the rising prevalence of cyber threats and data breaches, it's crucial for financial institutions to adopt robust security measures to protect sensitive card information.

8 minutes read

CARD91 introduces Optimus – Credit Card Issuance: REDEFINED

In today's ever-evolving financial landscape, optimizing credit card management processes is imperative for sustained growth and regulatory compliance.

6 minutes read

Unlocking the Power of Reward Loyalty Programs in Credit Cards: Enhancing Value-added Services

In today's fast-paced world, credit cards have become an integral part of our financial landscape.

8 minutes read

New to Credit – A millennial’s wishlist from Credit Cards

After reading Amit’s blogpost that projects a whopping doubling of the credit card customer base within the next 4 years, I could not help but wonder which is the major segment of India’s population that could qualify as “The Aspirational Indians”.

8 minutes read

Unveiling the Potential of Credit Cards on UPI: Redefining Convenience and Reach

In the fast-changing world of digital payments, a novel payment method - Credit Card on UPI (Unified Payments Interface) is making waves in India. This dynamic duo combines the flexibility of credit cards with the seamless efficiency of UPI.

7 minutes read

Secured Credit Cards – A Credit Score Builder Product

Over the past few years, India's credit card sector has experienced remarkable growth, boasting nearly 98 million active cards and transaction volume reaching 323 Million in December 2023.

6 minutes read

Centralised System of Records – A New Compliance Tool

Today, banks issue various prepaid instruments like prepaid cards, digital wallets, gift cards, fastags, etc. that are mandated to comply with certain regulations, as prescribed by the regulator in its master directions.

7 minutes read

The Rising Trend of Cashless Payments

In recent years, the world has witnessed a remarkable surge in the adoption of cashless payment methods.

7 minutes read

The Evolution of Prepaid Cards: Empowering Financial Inclusion and Digital Transactions in India and Beyond

Prepaid cards have experienced a remarkable transformation over the past few decades, emerging as a powerful tool in the financial landscape.

5 minutes read

The Dynamics of Interchange Fees and their Impact on Businesses

Interchange fees are a critical aspect of card processing and have a significant impact on the business's bottom line.

7 minutes read

Tokenisation: Creating a stir in the Payments Industry

In today's world, increasing online frauds and cyberattacks are causing security and trust issues among the general public in the adoption of digital payments, and these data security issues have become a major concern for online service providers.

7 minutes read

Fintech APIs are changing the landscape of financial services

Over the past decade, technology has shown tremendous impact in many industries. With the change of customer behaviour and the emergence of regulatory compliances, the landscape of the financial industry is changing.

Start modernising your payments with CARD91 infrastructure

To know more about our offerings connect with our experts

BLOG

Powering Conversations on the Future of Payments

5 minutes read

The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction

3 minutes read

As India advances in its digital transformation journey, the payments landscape is rapidly evolving

5 minutes read

The Unified Payments Interface (UPI) has transformed India’s digital payments landscape, and the introduction

3 minutes read

As India advances in its digital transformation journey, the payments landscape is rapidly evolving

4 minutes read

In a world that has moved to the internet and the mobile, data privacy is paramount. This is more evident

5 minutes read

UPI has emerged as India’s preferred payment method, constituting >75%* of the nation's digital payment by volume.

8 minutes read

In today's rapidly evolving financial landscape, where customer expectations are continually shifting, developing credit card stacks requires a strategic approach that places users at the center.

7 minutes read

In India, where millions rely on public transportation for their daily commute, the introduction of the Pure National Common Mobility Card (NCMC) is a game-changer.

5 minutes read

In today's digital era, the security of financial transactions is of utmost importance. With the rising prevalence of cyber threats and data breaches, it's crucial for financial institutions to adopt robust security measures to protect sensitive card information.

8 minutes read

In today's ever-evolving financial landscape, optimizing credit card management processes is imperative for sustained growth and regulatory compliance.

6 minutes read

In today's fast-paced world, credit cards have become an integral part of our financial landscape.

8 minutes read

After reading Amit’s blogpost that projects a whopping doubling of the credit card customer base within the next 4 years, I could not help but wonder which is the major segment of India’s population that could qualify as “The Aspirational Indians”.

8 minutes read

In the fast-changing world of digital payments, a novel payment method - Credit Card on UPI (Unified Payments Interface) is making waves in India. This dynamic duo combines the flexibility of credit cards with the seamless efficiency of UPI.

7 minutes read

Over the past few years, India's credit card sector has experienced remarkable growth, boasting nearly 98 million active cards and transaction volume reaching 323 Million in December 2023.

6 minutes read

Today, banks issue various prepaid instruments like prepaid cards, digital wallets, gift cards, fastags, etc. that are mandated to comply with certain regulations, as prescribed by the regulator in its master directions.

7 minutes read

In recent years, the world has witnessed a remarkable surge in the adoption of cashless payment methods.

7 minutes read

Prepaid cards have experienced a remarkable transformation over the past few decades, emerging as a powerful tool in the financial landscape.

5 minutes read

Interchange fees are a critical aspect of card processing and have a significant impact on the business's bottom line.

7 minutes read

In today's world, increasing online frauds and cyberattacks are causing security and trust issues among the general public in the adoption of digital payments, and these data security issues have become a major concern for online service providers.

7 minutes read

Over the past decade, technology has shown tremendous impact in many industries. With the change of customer behaviour and the emergence of regulatory compliances, the landscape of the financial industry is changing.

Start modernising your payments with CARD91 infrastructure

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